Navigating health insurance can be confusing because all
insurance plans are different. Now
cochlear implants are a common surgery, and your insurance company should be
familiar with it. If you have not had a
cochlear implant candidacy evaluation yet, you can call your insurance company
and ask them if they cover cochlear implants, and they should be able to give
you a good idea of coverage. If you have
already had a candidacy evaluation, your surgeon’s office will help you
navigate the insurance authorization process and will be able to tell you how
much you can expect to pay based on your individual plan.
A good way to start would be to get a cochlear implant candidacy evaluation with an audiologist. This can start your journey, and that provider works with a team that is knowledgeable on insurance coverage. They can help determine if your insurance will provide financial coverage for a cochlear implant for you based on your specific audiologic evaluation and individual hearing needs.